Chen Feng's worries turned out to be well-founded. In the afternoon, he received a message from Jin Xinyan, formally inviting him to her house for dinner the day after tomorrow to celebrate her birthday.

Chen Feng immediately said he was busy that day and wouldn't be able to make it, but he would treat her to a grand meal the day after.

Chen Feng, of course, didn't want to meet her parents again.

Jin Xinyan sent a voice message, coquettishly pleading for a while. Seeing Chen Feng unmoved, she didn't push further, which was rather considerate of her.

Then, she asked him about his relationship with Chairman Li. Clearly, she didn't believe Chen Feng had just met him briefly.

Chen Feng couldn't be bothered to reply.

A while later, Jin Xinyan sent another message, mentioning her dad's loan at Xiu Zhou Bank. She said her dad's loan application was submitted over half a month ago, but they hadn't received a response from the bank. If Chen Feng had a good relationship with Chairman Li, she hoped he could help put in a word for her dad.

Chen Feng wasn't too surprised by the message, judging from Jin Yongnian's flattering attitude toward Chairman Li at lunch.

Since this was a serious matter, Chen Feng felt it wouldn't be appropriate not to reply. He first asked about her dad's loan, how much he was loaning, and why.

Jin Xinyan explained that her dad was taking out a loan from the bank for an import/export deal to fund the purchase of goods.

This didn't sound reliable to Chen Feng as soon as he heard it, so he told her: "I somehow feel your dad's trade deal is a bit unreliable. The other party only provided a $200,000 deposit, but your dad needs to come up with at least ten million, maybe even more, to buy the goods. The gap is quite significant. I think you should advise your dad; the risk in this deal is too high. If there's no absolute certainty, he shouldn't do it. If the balance isn't collected in the end, it'll be tragic."

Jin Xinyan, also worried, said: "That's what I've been thinking too, but my dad is very stubborn. Besides, for the past couple of years, business hasn't been easy for my dad's company. It's been a long time since he's landed a big deal. Now that there's finally one, he naturally doesn't want to miss it."

"Still, you should remind him. It's best to deliver the goods in batches or take someone there to oversee the goods, making sure it's a hand-to-hand delivery."

After all, Jin Yongnian is Jin Xinyan's biological father. Out of respect for Xinyan, upon realizing that this import/export deal seemed like a scam, Chen Feng was definitely going to offer some advice.

"Yes, you're right. I had a detailed discussion about this with my dad before. After all, he has been in the import/export business for more than ten years; he should be cautious. He also thought about taking someone over specially. But since it's in Western Europe, you know, the security there isn't good. Going there really takes some courage. So, he's been hesitating."

"The security in Western Europe should be okay, except for some special areas. There are no wars there now, embassies are present, and as long as he's careful, it should be fine."

In Chen Feng's previous trip to Europe, honestly, these European countries can't be compared to their domestic security, but overall they are still quite good.

Of course, had it not been for the terrorist bombing incident in Gentleman Country later, their trip to Europe would have surely been a wonderful memory.

But after all, in any country or nation, there are good and bad people. When you're out, safeguarding your belongings and staying vigilant is always right.

"The buyer for this major deal of my dad's is from Red Demon Country. According to what my dad has heard, the security there is really bad — rampant firearms, various crimes, a hotbed for terrorists, and nobody we know there."

Chen Feng could understand as soon as he heard it was from Red Demon Country. During their last trip to Europe, they specifically avoided this country, also due to fears about its security situation.

"The security situation in that country is indeed not very good. But if he's not going there himself, it's better to deliver the goods in batches to minimize potential losses."

"Batch delivery definitely won't do. The other party contacted my dad's company because they urgently needed a batch of light industrial products. So, they had initially agreed on the product delivery timeline. Now there's less than a month left to the agreed timeline, and it has to be expedited."

"Hearing you say this, I feel even more that there's something wrong with this deal. You should persuade your dad to just drop it. Safety first, after all."

"The contract is already signed. If breached, we'd have to compensate the other party $300,000. Even late delivery would incur a penalty based on a certain percentage."

Seeing this, Chen Feng sighed a bit: "Your dad's business really isn't easy."

"Isn't that the truth? Business isn't easy at all nowadays. Sigh!"

"This deal involves a huge amount. Without absolute security, the risk is too high. If the other party defaults after receiving the goods, it would be very troublesome."

"Yes, my dad is currently worried about this. Additionally, there's a lack of funds for purchasing goods, so he urgently needs a bank loan. So, if you have any means, please help to put in a word."

Seeing as the conversation had reached this point, Chen Feng couldn't refuse: "Alright, I'll help if I can."

Seeing Chen Feng's response, Jin Xinyan was very pleased and immediately sent a voice message: "Thank you, love you!"

After ending this contact, Chen Feng thought for a moment and called Ning Wei.

She was his dedicated customer service representative and answered immediately when he called.

"Hello, Mr. Chen, is there anything I can help you with?"

Even though it wasn't the first time, Chen Feng felt uncomfortable with her polite speech. The reason was that she was his good buddy Qin Zhen's ex-girlfriend, and they both knew each other.

"Well, it's like this. Could you help me pass a message to your chairman? Tell him that I've vouched for Jin Yongnian's loan and hope your bank can approve it promptly."

Chen Feng didn't have Chairman Li's contact information. Although he seemed to have received his business card during their first meeting, he had long forgotten where it went, and it wasn't saved on his phone.

So, he went ahead and called Ning Wei.

"Alright, Mr. Chen, I'll help you relay the message. The person you mentioned is named Jin Yongnian, right?"

"Yes, he's applied for a ten million loan from your bank, and it's been over half a month without approval."

"Got it. I'll report it to the chairman. Is there anything else I can do for you?"

"Oh, by the way, how much do I have in savings with your bank now?" Chen Feng suddenly remembered to ask. He really wasn't very concerned about money at the moment. Since he had enough to last a lifetime, he wasn't particularly motivated to accumulate wealth. So, he didn't often check how much he had.

He thought Ning Wei would need to check, but she immediately replied, "As of two o'clock this afternoon, your total savings in our bank amounted to 78,358,692 RMB."

"Oh, is there still that much?"

Chen Feng was slightly surprised. He had roughly estimated earlier, thinking he only had fifty or sixty million left.

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