After having a conversation with his two nephews, Yi Anguo gained a general understanding of their current work and life situations.
Compared to ordinary people who head south to work, they are considered quite successful, both belonging to the ranks of high-level executives in their companies.
However, the second nephew, Hai Tao, is an ambitious person with aspirations and an unsettled heart.
He's not content with just working for someone else, being a production manager, with an annual income of over two hundred thousand, which is neither here nor there.
While two hundred thousand seems like a lot, it's needed to support two children, his wife, pay rent, and school fees.
Moreover, Hai Tao is someone who enjoys a comfortable life; to put it simply, he has a somewhat bourgeois temperament and has high demands for living standards.
An annual income of over two hundred thousand averages to about twenty thousand per month. He wants to buy a house in Shenzhen and start a company, while still living a somewhat bourgeois lifestyle; naturally, this income is not enough.
The eldest, Yi Haijun, is quite honest and earnest, without much ambition. He's actually quite satisfied with his current life and income.
But whether this kind of life and income can be maintained? And for how long, remains unknown.
The reason is that the boss is getting older, and his children have all emigrated abroad and have no interest in the family-run electronics factory.
Furthermore, the electronics factory itself is facing serious issues; its products are not keeping up with modern times.
Electronic products update rapidly, and this Hong Kong-owned electronics factory mainly produces liquid crystal displays.
These displays are primarily used in pagers and mobile phones; now that pagers have phased out, and the old models of keypad mobile phones have also seen their decline, the factory has constantly laid off employees, dwindling from three to four thousand at its peak to about only three or four hundred now.
Even these few people frequently have no orders to fill and no overtime work to do. The boss has lost his ambition and wants to shut down the factory, either selling it or renting it out to collect some rent to get by.
So the eldest, Yi Haijun, is also quite troubled and under a lot of pressure.
Yi Haijun was able to become the production manager of the factory not because he's very capable; in fact, he's just a middle school graduate who initially didn't even know how to use a computer.
The boss mainly valued his honesty and lack of greed, coupled with a chance opportunity during which Yi Haijun saved him bravely, for which he was heavily rewarded, but he refused. It was then that the boss grew fond of him, gradually promoting him step by step.
But if this factory closes down, it would be almost impossible for Yi Haijun to find another job with such good pay.
In Shenzhen, educational qualifications still matter a lot when finding a job—not absolutely, but generally. In short, no company would hire a person with only a middle school diploma for a high-level position.
Unless it's someone who knows you very well and makes an exception to arrange it for you.
Arranging a job for Yi Haijun is not a difficult task for Yi Anguo; it's something that can be solved with just a word.
Helping Hai Tao is seemingly simple too, but it's not appropriate to immediately ask, "How much do you need to start your company? How much do you need to buy a house? I'll give you the money right away."
Therefore, Yi Anguo didn't immediately make any promises, but only asked Hai Tao to first provide a business plan: How much investment does the future company need? How long until it can be profitable? What are the prospects of the company's industry development?
Whether it is to invest in his company or to lend to him personally, this is something that needs to be considered, as the differences are significant.
If it's a personal loan, it's simple; he can repay it with interest once he makes money.
If it's an investment in his company, how much to invest? How much equity is involved? This also needs to be clearly stated upfront, with a contract signed.
As for directly giving him millions to start his company, whether he profits or loses, there's no need for him to repay—that's not going to happen, and Yi Anguo won't agree.
It's not a matter of having so much money and being stingy; there's simply no logic in doing so.
If everyone acted like this, with relatives reaching out for money, it wouldn't matter how much he had; it wouldn't be enough to go around.
Don't mention it being a close nephew; what about the close nieces? Aren't close cousins also family? There's not much of a gap! As long as they aren't estranged by five generations, they're family.
Therefore, just giving away millions—that's something Yi Anguo definitely wouldn't do. He's willing to help in a pinch, but not to rescue someone from poverty. He would assist to his fullest capacity, but not give away millions; if truly needed, giving tens of thousands, hundreds of thousands would be no problem.
If the business idea is truly feasible, lending a million is also possible.
Beyond that, he'd need to buy shares; to put it bluntly, if he lent several millions and the business failed, what if you can't repay?
Equity investment is different; if the business succeeds, dividends follow shareholding; if it fails, there's no need to repay.
Some things must be said outright—thus, Yi Anguo didn't hide anything, speaking frankly and candidly.
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