This batch of refunded litigation fees totaled more than thirty million! Before that, most of the thirty million in the account actually came from lottery prize redemptions—the payer being the lottery center! He had even redeemed second-prize winnings, amounting to just hundreds of thousands each time, on over seventy occasions! The kind of winning that sends you into a frenzy!

"What? Am I just lucky, or is there something illegal about money won from a lottery?" Qin Mu frowned.

"No, no." The staff member swallowed, then picked up the form and began processing it in the background. Addressing this issue seemed extremely cumbersome, taking a full ten minutes. Finally, he said to Qin Mu, "Alright, the information has been submitted. Now you just need to wait for approval, about five business days approximately." After saying that, he intended to call the next number.

"Wait a minute!" Qin Mu couldn't take it any longer. He just wanted to resolve an abnormal transaction issue on his account, and it had taken over a week already! He had been to the bank three times. All sorts of bizarre documents and requirements had been filled out. Now they were telling him... he needed to wait another five working days!

"Call your branch manager!" He took a deep breath and demanded in a stern voice.

The staff member hesitated, then declared, "Sorry, our branch manager has gone out to discuss business today." That single sentence completely stumped Qin Mu.

The staff member added, "Furthermore, this is our bank's procedure. Large amounts of money being transferred in or out all require multiple levels of approval, ultimately needing the branch manager's signature. Once the documents are submitted, we will process them as quickly as possible and get back to you. We apologize for any inconvenience this may have caused."

The entire spiel was exceedingly rehearsed. Handling customer issues like this was a compulsory course for them. Whenever problems arose, they had one standard approach. But hearing this, Qin Mu grew even more infuriated.

They knew it was inconvenient for him... and yet they still had the audacity to ask for his understanding? When he experienced inconvenience, they should hasten to resolve the issue, not keep shirking responsibility!

The appointment took three days, and the required documents were absurd. When his documents were all prepared, they even told him to wait another five days!

Fortunately, he was not in urgent need of the money. If he needed the money for an emergency... he bet the bank would still respond with the same scripted excuse that it was just following procedures and ask for his understanding! The point is... ordinary people faced with this kind of procedural 'arrogance' really have no recourse!

Report to the police? Useless. After the police arrived and understood the situation, they would most likely leave immediately. There was no suspicion of any illegal or criminal activity.

Sue them? Equally useless. This type of issue doesn't even qualify as a dispute. It simply wouldn't stand a chance in court. Even if a case were registered... the bank had a full legal team prepared at all times to handle public relations. Because it involved contracts and financial issues, the legal team was very important for every privately-owned bank! In litigation, they were unwavering. And, after all his time and effort, if he won, he would just be able to transfer the money from his account.

At that very moment, a system notification that hadn't triggered for a month quietly sounded.

"DING! Host encounters a bank deferral event, triggering a new task."

"DING! The host may choose one of the following three task routes:

1. Swallow the frustration and patiently wait five days.

2. Argue logically, wait for the branch manager to return, and discuss with the manager.

3. Actively seek rights protection and take out 44 million."

"Please note, depending on the difficulty, each different task route will yield different random rewards."

Hearing this long-lost voice, Qin Mu's expression brightened. Since he acquired the "Void Seeker" rare skill in the lottery incident, he hadn't triggered a new task event. Even when he sued the entire network afterward, the system remained silent.

Now it had finally appeared! Considering the prior situation, he could be certain that there was an untold story behind the bank's evasive tactics! Otherwise... the procedures wouldn't be set up to be so complicated!

An appointment needed three days; approval took five days.

Heaven knew what procedures would be required after approval! However, this incident was not simple. Seeking rights would not be easy either. Both reporting to the police and suing were ineffective.

"I choose three." Qin Mu took a deep breath and stubbornly selected three.

Options one and two were relatively simple. Seeking rights was often the hardest path. But to swallow his pride and patiently wait was something he couldn't do!

He swiftly reviewed all his legal knowledge, and all the methods for seeking rights flashed before his eyes.

Perhaps... this path might be worth a try.

Soon, a novel approach to protecting his rights occurred to him.

「Meanwhile, in the bank office area.」

"Branch manager, we have a major client who has been trying to transfer money out for several days now and has already filed for approval," said the lobby manager as he walked into the branch manager's office to briefly report the situation.

In the office, Geng Jinglu slowly raised his head, his expression somewhat grim. After a moment of consideration, he replied gravely, "Let's delay it for a while. Our bank is having trouble with cash flow right now."

During this time, their private bank had loaned out a large sum of money. In a situation where the cash on hand was insufficient, they had temporarily used some of the depositors' money. This also caused discrepancies in their borrowing and cash flow. These past few days, he had been swamped with this issue.

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