Financial Regulatory Authority!

Those three words were practically a nightmare for people in their line of work.

During normal times, the Financial Regulatory Authority would occasionally issue financial policies for them to implement, which was manageable. The real dread, however, came when they showed up unannounced; that never boded well.

"What are they doing here?"

Geng Jinglu took a deep breath, forcing himself to calm down.

The lobby manager wiped the cold sweat from his forehead and hurriedly said, "They mentioned something about... a report. They want to understand the situation regarding the inability to transfer large sums of money."

Upon hearing this, Geng Jinglu's barely stabilized composure shattered once again, and his face turned ashen.

If the Financial Regulatory Authority launches an investigation, it will undoubtedly uncover many of the bank's current irregular operations. Many of these involved illegal and criminal activities. For instance, bribery, illegal fund transfers, concealment of overseas deposits, misappropriation of public funds, and unregulated lending—all these would be exposed if investigated.

As a financial institution, they had conducted numerous irregular operations over the years. If a genuine investigation were launched, concealing them would be impossible.

A report... large funds... he thought, quickly connecting the dots to Qin Mu.

During this period, the most prominent large client frequently visiting the bank was none other than Qin Mu.

Immediately, he took out his phone and searched for news related to Qin Mu. The browser instantly displayed a series of sensational headlines:

"Shocking! A Delivery Driver's Severe Delay and Revenge Spitting Lead to Poisoning Accusation!"

"Keeping It All in the Family: The Donation Fraudster's Deeply Satisfying Downfall!"

"Object Thrown from High-Rise Misses Everyone? Wine Bottle Leads to Six Years' Imprisonment!"

"This Man Sued the Entire Internet, Overwhelming Jin City!"

"Consumption in Jin City Skyrockets in Days, Hotel Owners Grinning from Ear to Ear!"

Seeing one "classic case" headline after another, Geng Jinglu's expression grew increasingly grim. Behind every news story was a "victim," and all of them had been sent to prison. The most outrageous case had even resulted in a twenty-year sentence!

This... this... Qin Mu did all this, on top of suing the entire internet?

He clenched his teeth, suddenly filled with regret.

This matter... was definitely orchestrated by Qin Mu! Apart from Qin Mu, no one else could have so ruthlessly brought the Financial Regulatory Authority to their doorstep in such a short time. If I had known earlier... I would never have dared to provoke Qin Mu. I would have given him special treatment and resolved his issue.

Now that personnel from the Financial Regulatory Authority had stationed themselves at the bank, they were investigating the matter. Although the situation had deteriorated, it was still within controllable limits.

He took a deep breath and said in a deep voice, "You all handle the investigation team for the next few days. I'll go meet Qin Mu and try to resolve this."

The investigation team was there to investigate the illegal embezzlement incident involving the inability to transfer large funds. It required monitoring and tracing the source of Qin Mu's funds, which would take at least a day or two.

During this time, he planned to prioritize raising funds to cover Qin Mu's 44 million shortfall, and then ask Qin Mu to withdraw the report.

As long as Qin Mu withdraws the report... everything will be easier. At least the investigation won't delve deeper and reach an irreparable point!

...

「The next day.」

Qin Mu went to work at the nursing home as usual, playing chess with Zhang Qingyuan and practicing calligraphy with Li Weiguo. The work was fairly relaxing.

But at eleven in the morning, an unexpected visitor arrived at the courtyard, found him, and revealed his identity.

"Branch Manager?"

Qin Mu examined the middle-aged man in a black suit standing before him. The man was carrying a large briefcase, which seemed quite heavy.

"Yes, Mr. Qin," the visitor, Geng Jinglu, said with a wry smile. "This time... your actions have caused quite a bit of trouble for my bank."

He briefly explained the situation regarding the Financial Regulatory Authority's on-site investigation.

Qin Mu looked at him and said coldly, "If your bank had no issues, you wouldn't need to fear the Financial Regulatory Authority."

Qin Mu had never anticipated Geng Jinglu making the effort to visit him personally. Just a few days earlier, getting a meeting with Geng Jinglu at the bank had been incredibly difficult. Yet now, after the Financial Regulatory Authority intervened, he had eagerly sought Qin Mu out.

"Let's be straightforward; I won't beat around the bush," Geng Jinglu took a deep breath and made his purpose clear. "I'm here to ask you, Mr. Qin, to retract your report and inform the Financial Regulatory Authority that the funds have been received. Within three hours, our bank will help you, Mr. Qin, resolve the transfer issue."

He continued, "We deeply apologize for the inconvenience caused to you, Mr. Qin, due to a previous employee error. The employee who handled your case has been dismissed."

As he spoke, he gave Qin Mu a deep bow, adopting the most humble demeanor possible, his face etched with apology.

Qin Mu's mouth twitched. I knew they'd try something like this. Just a scapegoat. Ordinary employees like that... Fired today, and they'll just hire someone new off the street tomorrow.

"This incident indeed reflects poor management on our bank's part," Geng Jinglu said. "This is a small token of my personal apology to you, Mr. Qin."

Seeing Qin Mu unmoved, Geng Jinglu brought the suitcase forward and opened it, revealing neatly stacked three million in cash! Stack by stack, all brand new, sequentially numbered bills!

"GASP! I've never seen so much money in my life! Can I touch it?"

"You can almost smell the money! That suitcase must be pretty heavy..."

"Based on my understanding of banknotes, a 100-yuan bill weighs about 1.15 grams. One million yuan in cash would be ten thousand bills, weighing about 11.5 kilograms. So, three million would be 34.5 kilograms!"

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