The issue with the abnormal transfer was resolved, the procrastinating staff members were fired, and 3,000,000 in compensation was provided...

Such a proposition would likely be accepted by anyone!

Except for Qin Mu, the oddball.

Qin Mu shrugged and gave a faint smile.

He now had 1,300 luck points.

Buying a few more lottery tickets would get me 3,000,000, he thought. It really isn't worth taking such a big risk. However, I heard the lottery center has been investigating a data leak issue recently, so I don't dare exploit the situation too blatantly now.

「Jin City.」

「A private bank.」

After unsuccessful "negotiations" with Qin Mu, Geng Jinglu immediately convened the bank's senior management to urgently discuss their next tactics.

"Three million can't appease him?"

A few executives frowned, seemingly surprised. But the thought of Qin Mu's deposit quickly made them understand. For someone with 44,000,000 in savings, 3,000,000 really isn't enough to make him back down.

"We can only try another approach now. Everyone, think of something," Geng Jinglu sighed softly, his brows furrowing deeply.

The investigation was still ongoing, but it couldn't be delayed much longer.

"The best method now is to rob Peter to pay Paul. The responsibility for unauthorized lending is too great."

"Should we consider borrowing funds from other private banks? Though the interest on borrowing would be quite high."

"This is no time to worry about interest! Let's just plug the hole first to ensure all accounts are operating normally!"

"We can plug it, but it won't stand up to scrutiny. The transaction records and everything can't be falsified..."

"..."

This meeting lasted for three full hours. Finally, they determined a plan to patch the financial gap. Their financial chain was broken; they could only scrape together what they could to maintain a facade of normal operation.

As long as they could ensure that the people from the Financial Regulatory Authority wouldn't discover other problems because of Qin Mu's case!

「Afternoon.」

「The nursing home.」

After Geng Jinglu left, Qin Mu tried transferring funds again. To his surprise, the issue with his account had been resolved. There were no more transfer limits. Whether his previously submitted form had been approved was no longer important.

Shortly after, he transferred over 6,000,000, principal and interest included, to Qing Lan.

"Didn't they say the approval process would take five days?"

"How come it was successful so quickly?"

"Were the people from that bank all arrested?"

Upon receiving the transfer notification, Qing Lan sent a barrage of messages, full of curiosity about the event.

Qin Mu smiled and briefly explained how he had reported the matter to the Financial Regulatory Authority.

This method of seeking justice is known to few, he mused. Some industries just require specialized agencies for remediation. To say the least, the bank's current response after my report says it all.

"They gave you 3,000,000? Fired three employees? Restored everything immediately?"

Three minutes later, Qing Lan sent a string of question marks, utterly astonished. A single report was worth 3,000,000! she marveled. At the same time, this also highlighted the severity of the situation. Otherwise, the bank wouldn't have acted so hastily, and the director wouldn't have personally brought the money to Qin Mu's door.

"I've learned something new! How did you know about this method of seeking justice? It's quite obscure, isn't it?"

Before long, the ever-curious Qing Lan raised another question. This method of reporting by mail was rather primitive, requiring the preparation of various paper materials. With continuous technological advances, few people used this method anymore.

"Read more books."

To this, Qin Mu simply replied with three words.

These were all things he had stumbled upon while browsing books. It's not just the Bank Regulatory Commission, he thought. Many other agencies also accept this method. A complete set of report materials is very effective. This is because report materials filled out online or complaints made via phone calls are unlikely to reach the hands of those truly responsible for handling them. But if delivered directly to the office, the entire organization will take it seriously!

"Xiao Qin, Xiao Qin, can you help me? I'm building a house back home, but why can't I withdraw money from my card?"

At that moment, a robust-looking Song Tiancheng came running towards him, his face etched with anxiety.

Qin Mu put down his phone and looked up.

"My card's with my son," Song Tiancheng continued. "He said when he went to the ATM to withdraw money, it kept showing 'withdrawal error.' He tried for half an hour and couldn't get any money out."

He recounted his son's ordeal. The balance on the card was over 90,000, but the ATM continuously displayed a withdrawal error. Not a single cent could be withdrawn.

"Withdrawal failure?" Qin Mu paused, then couldn't help asking, "Your bank... it isn't the same as mine, is it?"

Song Tiancheng nodded.

Qin Mu's lips twitched. Indeed. It isn't just me; others are experiencing the same issue! he realized.

This private bank was local to Jin City, and many residents used it. Their customer base was very large.

Qin Mu took a deep breath and quickly made a decision. He gathered all the elders in the nursing home and inquired whether any of them used this particular bank's card.

It turned out that more than twenty people were using the same bank as him.

"Everyone, go check your accounts. See if your account status is normal but you're unable to withdraw money," Qin Mu instructed.

Subsequently, he led them to the bank's nearby self-service branch. They tried one by one and discovered that out of the more than twenty people, six of them couldn't withdraw their money!

"Xiao Qin, what's going on here? My money hasn't been swallowed by this bank, has it?" one of them asked anxiously.

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