"I deposited in a demand account because I heard the interest was relatively high. Why can't I withdraw my money from a demand account now?"
"Could we be facing the same situation as you? But you had 44,000,000, and we only have tens of thousands!"
"This is outrageous! Utterly outrageous! They won't even spare our retirement funds!"
"..."
The elderly were seething with anger, continuously tapping their canes on the ground.
They couldn't help but curse aloud.
Seeing this, Qin Mu hurriedly comforted them, "Everyone, don't panic. Didn't I get my money back? Just write a complaint letter, prepare the materials, and send it to the Financial Regulatory Authority. You'll receive a reply soon."
The expressions of Song Tiancheng and the five others brightened a bit. Out of trust in Qin Mu, they all agreed.
Qin Mu had previously purchased some stationery, which they thought was for writing love letters, but it turned out he was writing complaint letters!
The effectiveness of the complaint letters had become very apparent. If Qin Mu could withdraw his large sum of money, they believed there would be no problem with theirs!
「Four hours later.」
Six handwritten complaint letters from the elderly, along with a series of complaint screenshots and other evidence, were all organized.
Qin Mu placed them into six different document bags.
He headed for the post office's express service point and mailed them to the headquarters of the Financial Regulatory Authority, thus reporting all these incidents collectively.
If I were the only one filing a complaint, the Financial Regulatory Authority might only investigate a single event. But with many complainants... He believed it would definitely attract the necessary attention, and the investigation might even be escalated!
And he could take this opportunity to bring down this bank for its irregular operations! If they'd done nothing wrong, they naturally wouldn't fear an investigation. If there were issues... then their deepest secrets would probably be unearthed!
...
「Three days later.」
Song Tiancheng and the others from the nursing home received feedback calls from the Financial Regulatory Authority. The authority inquired about the details and confirmed the veracity of the events. They then told the elderly to wait patiently, stating that the local branch of the Financial Regulatory Authority had already formed a special investigative team. This team would focus on investigating issues such as the anomalies in transfers and withdrawals.
"Indeed, there's strength in numbers," Qin Mu couldn't help but remark.
An incident involving just one person really wouldn't attract much attention. Just a promise to look into it. So far, he hadn't heard any news break about this bank, which indicated nothing significant had happened yet.
However... when several people reported the same problem, the nature of the issue changed. In the banking sector, similar reports from different entities meant there truly was an issue with anomalies in transfers and withdrawals.
"Now that the special investigative team has been formed, all that's left is to wait for feedback," Qin Mu stretched lazily.
He began waiting patiently.
If the bank has no issues, the investigation will conclude smoothly. If there are issues... then it will depend on the severity of the problems uncovered.
In the meantime, he took advantage of this lull to transfer all his money out of that bank and deposited it into another major bank instead.
Small regional banks are just too prone to problems.
...
「Meanwhile.」
At a private bank.
In a conference room filled with people.
"The funds are almost in, so why has the special team arrived again?!" Geng Jinglu stood at the head of the conference table, glaring at all the senior and middle management present. His face was livid.
After several days of effort, they had borrowed money from other banks and were on the brink of resuming normal operations. They had planned to weather this crisis.
Unexpectedly... just as the funds were borrowed, another special investigative team from the Financial Regulatory Authority had arrived! Specifically to investigate the multiple reported cases of transfer anomalies and withdrawal issues!
"Multiple reports!" Geng Jinglu gnashed his teeth, his mind once again jumping to Qin Mu.
When it came to the word "complaint"... he couldn't think of anyone else. Apart from Qin Mu, there was likely no one else so ruthless, so deliberately set on opposing them! And this time... the special team's attitude was extremely firm. They were determined to investigate the bank-wide transfer and withdrawal anomalies until they got conclusive results!
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